Deposit options
Find out about charges and fees so you're always in control of your trading costs
Credit/Debit Cards
- Suitable for initial account opening deposit
- Processed in EUR, USD, GBP, CZK
- Instant payments
- Maximum amount is 50,000 EUR
- Minimum deposit is 25 EUR/USD/GBP or 500 CZK
Bank Transfer
- Suitable for initial account opening deposit
- Denominated in EUR, GBP, USD, CZK
- Up to 3 business days to process
- No maximum amount
Instant bank transfers
- Powered by TrueLayer
- Suitable for initial account opening deposit
- Processed in EUR
- Maximum amount is 50,000 EUR
- Minimum deposit is 25 EUR
Credit/Debit Cards
- Please note, when you deposit with a credit card:
We only accept payments made with cards issued in the name of the account holder. It's important to note that the name and surname on the credit card must match and be identical as the name and surname of the OANDA account holder. All payments from cards not in the name of the account holder will be automatically rejected and funds will be sent back to the card.
- No fees on CFD accounts.
All credit card deposits are free of charge and OANDA does not charge any fees. Payments are processed in EUR, USD, GBP, CZK. Conversion costs may apply if the deposit is made with a different currency. Check payments terms and conditions.
- Fast payments:
Normally your deposits to CDS accounts are instantly credited to your trading account. However, in some situations, it can take up to one business day to process the payments.
- Your data is secure.
To ensure the safety and security of your data and to process the payments OANDA works with international PCI-DSS Level 1 certified providers. Your data is securely encrypted and transmitted using SSL. OANDA does not retain your credit card details. Payments are accepted only from credit cards registered in account holder's name. Not from 3rd parties. Transfers coming from non-eligible cards will be rejected. To process the initial deposit with a credit card we require you to submit a copy of your credit card with the following information visible: Front side: your name, expiry date and last 4 digits of the card number Back side: your signature. Please hide out other sensitive data not mentioned above. To upload the files go to your Client Zone.
Bank Transfer
- No fees:
All bank transfer deposits are free of charge and OANDA does not apply any charges. Bank fees may apply.
- Fast payments:
Normally bank transfers take one business day, however, in some situations, it can take up to three business day to process a payment.
- Your data is secure
Your data is securely encrypted and transmitted using SSL. Payments are processed in EUR, USD, GBP, CZK. Conversion costs may apply if the deposit is made with different currency. Payments accepted only from bank account registered in account holder's name. Not from 3rd parties. Transfers coming from not eligible bank accounts will be rejected.
Instant bank transfers
- Remember, when you deposit funds with TrueLayer:
Instant Bank Transfer. Free. No registration. Fast bank transfers are powered by TrueLayer technology. All major banks are available. Prepare your bank login credentials before you proceed. OANDA does not keep or record your bank account details. - No fees:
OANDA does not charge additional fees for the wire transfer, but fees can be charged by your bank and can vary depending on the bank and type of account. - Instant payments:
Normally your deposits are instantly credited to your trading account. However, in some situations, it can take up to one business day to process the payments. - Your data is secure.
By linking directly to a customer's bank for payment authorization, TrueLayer provides a secure platform that complies with PSD2 and SCA regulations. This significantly reduces the risk of fraudulent and unauthorized transactions. Payments are processed in EUR. Conversion costs may apply if the deposit is made with a different currency.
