CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
76.6% of retail investor accounts lose money when trading CFDs with this provider.
You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Our charges and fees

Find out about our charges and fees so you know exactly how much you are paying when you trade with us.

Our charges hero
Deposit fees

We do not charge deposit fees. Please note, however, that you may be charged by your payment provider or bank when depositing funds into your account.

Credit card

Your credit card provider may charge you a transaction fee and international processing fee. Please check with your credit card provider to determine the charges.

Debit card

It is possible that you may be charged a service fee by your bank when you are depositing funds by debit card to your OANDA account.

Internet banking via faster payments, BACS (GBP deposits only)

Your bank may charge a service fee for depositing funds into your account. Intermediary banks may also deduct fees, resulting in a smaller incoming amount.

CHAPS wire transfer

Your bank may charge a service fee for depositing funds into your account.

SWIFT wire

It is possible that you may be charged a service fee by your bank when you are depositing funds using this method.

SEPA credit transfer (SCT)

It is possible that you may be charged a service fee by your bank when you are depositing funds using this method.

For more information about depositing funds, visit our deposit funds FAQ page.

Withdrawal fees

We do not charge withdrawal fees. However, your bank may impose a fee upon receiving the withdrawal funds, we will be unable to refund or avoid this charge.

Our financing fees

We apply a financing charge or credit for positions kept open over time. View fees.

Inactivity fees

An inactivity fee is a monthly charge that is levied on your account if there has been no trading activity for a period of 12 months. Please note, inactivity fees will not be charged when there is an open position.

When inactivity fees are due, they are levied first on your sub-account with the smallest balance and continue to be debited from sub-accounts until a maximum of £10 per client has been debited each month. The amount claimed is converted to each sub-account’s home currency.

Inactivity fees will be applied to inactive accounts on the third last weekday of each month.

Levying of inactivity fees will not result in a negative balance on any of your accounts.

Your account will be charged until one of the following conditions are met:

You close your account
You resume trading on your account
The balance on your account is reduced to zero.

If you have resumed trading after inactivity fees have been levied, you can request a rebate of up to 3 months’ worth of the inactivity fees based on how many months you have been charged. If you would like to deposit funds into your account and continue to trade, please refer to our 'How to fund your account' FAQ.

Currency conversion fees

When you trade an instrument in a currency that is different from your account currency, the realised profit or loss and any associated adjustments will be converted to the currency of your account at our prevailing currency exchange rate. This rate is calculated by applying a 0.5% mark-up or mark-down (depending on whether a debit or credit is to be applied to your account) to the midpoint price (buy + sell price divided in half) at the time of conversion.

For example, placing a EUR/USD trade in a GBP-based account. Your trade settles in USD and is then immediately converted to GBP at the USD/GBP mid-price +/-0.5%.

If this trade resulted in USD100 of profit, the cost of converting it back to GBP would be approximately GBP0.39 based on current market rates at the time of calculating.

See an example of how currency conversion is calculated in our FAQs section below.

Costs and fees of trading share CFDs

Opening and closing share CFD trades will result in charges. You will be charged a percentage of the notional value of your position, the percentage value varies based on the instrument traded and is detailed below:

Type of charge Opening a position Closing a position
For the execution of CFDs on Belgian shares 0.08% of position notional 0.08% of position notional
For the execution of CFDs on Danish shares 0.08% of position notional 0.08% of position notional
For the execution of CFDs on Finnish shares 0.08% of position notional 0.08% of position notional
For the execution of CFDs on French shares 0.06% of position notional 0.06% of position notional
For the execution of CFDs on German shares 0.06% of position notional 0.06% of position notional
For the execution of CFDs on Dutch shares 0.08% of position notional 0.08% of position notional
For the execution of CFDs on Portuguese shares 0.08% of position notional 0.08% of position notional
For the execution of CFDs on Spanish shares 0.06% of position notional 0.06% of position notional
For the execution of CFDs on Swedish shares 0.08% of position notional 0.08% of position notional
For the execution of CFDs on US shares 0.06% of position notional 0.06% of position notional
For the execution of CFDs on UK Shares 0.06% of position notional 0.06% of position notional
Guaranteed stop-loss order fees

With a guaranteed stop-loss order (GSLO), your stop-loss will be filled at the exact order level, no matter the market conditions. This means you will not experience slippage on your stop loss, even if the underlying market gaps through your specified order level. You only incur the fixed premium for a GSLO if your stop-loss order is triggered. See our Guaranteed stop-loss orders page for more information.

Apply for an account today

Go from application to trading in three easy steps:

Fill in our app form
Wait for account activation^

Login, fund and trade

^Subject to meeting our criteria. Additional information/documentation may be requested prior to account activation to establish eligibility.

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Frequently asked questions

How can I fund my OANDA trading account?

To initiate your first deposit into your OANDA trading account, simply select the ‘manage funds’ tab after logging in to your account. This takes you to the My Funds page, where you can make deposits, withdrawals and transfers between your accounts.

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What are financing costs?

Financing costs can affect your cost of trading, so it's important to understand how financing works.

Apply for an OANDA trading account

Open a live or practice trading account in three easy steps: apply, verify your identity and fund.

Depositing and withdrawing funds

It is simple and straightforward to deposit and withdraw funds to and from your OANDA account.