To start earning interest, open and fund your account and meet the unused margin requirements.
Just open an account and deposit a minimum of $10K+. For existing clients, top up your OANDA account and maintain an average daily unused margin upwards of $10k per calendar month to earn interest.
Earn 2% APY when your average daily unused margins are between $10k - $49,999, and 3% APY when your average daily unused margins are $50,000+*. You don’t have to do anything, you’re automatically enrolled.
The earned interest for a given calendar month will be credited into your OANDA account within 15 business days after the last calendar day of the month*.
*See terms and conditions. Leveraged trading carries a high degree of risk. Losses can exceed your investment.
It's easy to fund your account using one of the following payment methods.
![Visa Logo](/media/images/visa_logo.width-228.png)
![Mastercard Logo](/media/images/mastercard_logo.width-228.png)
![PayPal Logo](/media/images/PayPal_logo_grjsNJ8.width-228.png)
![Wire Transfer Logo](/media/images/Wire_transfer_logo.width-228.png)